There are three types of Personal Loans available at Bethlehem 1st Federal Credit Union:

• Secured and Unsecured

• Pledged Share Loans

• Technology Loans

 

Secured Personal Loan

Bethlehem 1st FCU offers a Secured Guarantee Loan to be used for just about any worthwhile purpose.

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Unsecured Personal Loan

Bethlehem 1st FCU offers a Personal Guarantee Loan to be used for just about any worthwhile purpose. Your signature and good credit may qualify you for this loan that is structured to fit your budget. This loan is a great way to consolidate debts and free up some extra cash in your monthly budget.

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Pledged Share Loans

Our Pledged Share Loans provide you the benefit of savings, while enabling you to borrow against those funds on deposit. Members may borrow up to 90% of the funds on deposit, while still earning interest on their total share balance.

• Low Loan Interest Rates

• Same Day Loan Approval (In Most Cases)

• Easy Payment Methods Available Through Mail, Payroll Deduction, or Automatic Transfer

• No Verification of Income Required.

Technology Loans

If you are you in the market for a new computer or other device, then we have a great loan with a great rate for you! This “back to basics” loan is available to any member of the Bethlehem 1st Federal Credit Union. Members can borrow up to $2000 for up to 2 years at a low rate of 6.00% APR.

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Why put your technology purchase on a charge card? Do the math and see how much more economical your purchase can be with the Back to Basics Technology Loan.

• We do require either payroll deduction or automatic debit from an account at the credit union with this.

• Proof of your technology purchase is also required.

• Borrowers must qualify.