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Credit Union Eligibility & Benefits

As Member-owned, not-for-profit institutions, credit unions exist solely to serve you – the valued Members. While we offer all the services you'd expect from a bank, such as deposits, loans, and a variety of financial products, what sets us apart is our cooperative structure and commitment to your financial success.

At Bethlehem 1st FCU, you're not just a customer – you're an owner. This means that decisions are made with your best interests in mind, rather than to maximize profits for shareholders. Our focus is on providing you with a safe and secure place to save and borrow money, with reasonable rates and fees.

By choosing to bank with us, you're not only gaining access to essential financial services but also becoming part of a supportive community dedicated to helping you achieve your goals. Experience the difference of banking with Bethlehem 1st FCU – where your financial dreams are our mission.

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YOU ARE MORE THAN A MEMBER, YOU ARE PART OWNER. Credit unions are owned and controlled by the people, or members, who use their services.

YOUR VOTE COUNTS. A volunteer board of directors is elected by members to manage a credit union.


Credit unions operate to promote the well-being of their members. Profits made by credit unions are returned back to members in the form of reduced fees, higher savings rates and lower loan rates.


Who May Join Bethlehem 1st FCU?

Employees of the following organizations (and their families*) are eligible for membership in the Bethlehem 1st Federal Credit Union.

*Once you become a Credit Union member, you can invite your family members to join. Your entire family including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsibilings, and adopted children can all become Bethlehem 1st FCU members. You’re welcome to remain a credit union member for life, regardless of whether you change jobs, move, or retire.


Group Affiliations

Educational Institutions

  • Allentown (PA) Diocese Schools

  • Bethlehem (PA) Area Board of School Directors

  • Bethlehem (PA) Area School District

  • Bethlehem (PA) Area Vocational-Technical School

  • Bethlehem (PA) Christian School

  • Bethlehem Catholic High School

  • Lehigh University

  • Lehigh Valley Academy Regional Charter School

  • Lehigh Valley Charter High School for the Arts

  • Lehigh Valley Christian High School

  • Lincoln Leadership Academy Charter School

  • Moravian Academy

  • Moravian College

  • Moravian Theological Seminary

  • Bethlehem City

  • Bethlehem Township

  • Fountain Hill Borough

  • Freemansburg Borough

  • Hanover Township (Northampton County)

  • Hellertown Borough

Public Offices
  • Bethlehem Housing Authority

  • Bethlehem Parking Authority

  • Bethlehem Public Library

Service Organizations
  • American Red Cross of the Greater Lehigh Valley

  • Bethlehem YMCA

  • Boys and Girls Club of Bethlehem (PA)

  • Center for Vision Loss

  • Community Action Committee of LV

  • Da Vinci Science Center

  • Easter Seals Society

  • Lehigh Valley Children’s Centers

  • Sayre Child Center

  • South Bethlehem Historical Society

  • Sungard

  • VIA of the Lehigh Valley

  • YWCA of Bethlehem

Student Groups
  • Bethlehem (PA) Area Vocational-Technical School Continuing Ed Students

  • Bethlehem (PA) Area Vocational-Technical School Students

  • Bethlehem Catholic High School Students

  • Freedom High School Students

  • Lehigh Valley Academy Regional Charter School Students

  • Lehigh Valley Charter High School for the Arts Students

  • Liberty High School Students

  • Moravian College Students

Ready to Get Started?

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