Savings Rates
Money Market Account
Tier | APR | APY |
|---|---|---|
$50,000+ | 1.982% | 2.00% |
$25,000-$49,999.99 | 1.490% | 1.50% |
$10,000-$24,999.99 | 1.243% | 1.25% |
$1,500-$9,999.99 | 0.995% | 1.00% |
$0-$1,499.99 | 0.00% | 0.00% |
Rates are tiered based on balances and can change monthly based on market conditions. This is not a share draft or checking account and should not be used in place of one. Reg D limits apply.
Share Certificates
Term | APR | APY |
|---|---|---|
12 month | 3.941% | 4.00% |
9 month | 3.455% | 3.50% |
6 month | 2.967% | 3.00% |
Penalty for Early Withdrawl: Loss of dividends up to a maximum of 90 days.
Maturity: Your Account will mature on the maturity date set forth above.
Grace Period: After maturity your account provides a grace period of 7 days during which you may withdraw or transfer account funds without penalty.
Account Renewal: Unless you withdraw or transfer the account funds at maturity or within the grace period, your account will automatically renew for an additional term.
Traditional IRA, Roth IRA, ESA (Coverdell) Certificates
Term | APR | APY |
|---|---|---|
36 month | 2.231% | 2.25% |
24 month | 2.722% | 2.75% |
12 month | 2.967% | 3.00% |
Penalty for Early Withdrawl: Loss of dividends up to a maximum of 90 days.
Maturity: Your Account will mature on the maturity date set forth above.
Grace Period: After maturity your account provides a grace period of 7 days during which you may withdraw or transfer account funds without penalty.
Account Renewal: Unless you withdraw or transfer the account funds at maturity or within the grace period, your account will automatically renew for an additional term.
Shares
Account Type | APR | APY | Dividends Credited | Dividends Compounded |
|---|---|---|---|---|
Christmas & Vacation Clubs | 0.10% | 0.10% | Quarterly | Quarterly |
Coverdell Savings | 0.10% | 0.10% | Monthly | Monthly |
IRA Shares | 0.10% | 0.10% | Monthly | Monthly |
Shares | 0.10% | 0.10% | Quarterly | Quarterly |
Rate Information: The Dividend Rate and Annual Percentage Yield that will apply to your account, if renewed, have not yet been determined. This rate information will be available from the Credit Union on the maturity date. You may call the Credit Union at 610-691-0041 for current rate information on your account or if you have any instructions or questions related to your account.
*The dividend rate and the annual percentage yield may change at any time, as determined by the Credit Union Board of Directors.
**Dividends are paid on accounts with a balance of $100.00 or more.
CD Rates Effective: May 14, 2024
Share Rates Effective: January 1, 2013