Loan Rates
Loan Rates Accurate as of February 1, 2024
Home Equity Line of Credit
Loan | Term | APR as low as |
|---|---|---|
Home Equity Line of Credit | Revolving | Based on FICO Score |
Home Equity Loan (Fixed Rate)
Loan | Term | APR as low as |
|---|---|---|
Home Equity | 1-5 years | 5.74% |
Home Equity | 6-10 years | 5.99% |
Home Equity | 11-15 years | 6.24% |
Home Equity | 16-20 years | 6.99% |
Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 appraisal fee.
First Mortgage Loans
Loan | Term | APR as low as |
|---|---|---|
5-Year Fixed Rate Balloon – 1 point | Up to 30 years | 7.00% |
5-Year Fixed Rate Balloon – NO points | Up to 30 years | 7.25% |
Actual rate may be higher, depending on your Credit Score. Maximum loan amount: 80% of Appraised Value. $350 application fee.
Vehicle Loans
Loan | Term | APR as low as |
|---|---|---|
Used Vehicles (2017-2022) | 7 Years | 7.49%** |
Used Vehicles (2017-2022) | 6 Years | 6.99%** |
Used Vehicles (2017-2022) | 5 Years | 6.49%** |
Used Vehicles (2017-2022) | 1-4 Years | 5.74%** |
New Vehicle | 7 Years | 7.24%* |
New Vehicle | 6 Years | 6.49%* |
New Vehicle | 5 Years | 6.24%* |
New Vehicle | 4 Years | 5.49%* |
New Vehicle | 1-3 Years | 5.49%* |
* Up to 100% (for those who qualify) of the sales price (INCLUDING tax, tags, etc.)
** For up to 100% (for those who qualify) of NADA retail vehicle value (INCLUDING tax, tags, etc.)
Technology Loans
Loan | Term | APR as low as |
|---|---|---|
Loans for Computers, Smart Phones | Up to 2 Years | 6.00% |
Maximum loan: $2,000.00 Proof of purchase of computer, iPhone, software, etc., is required.
Personal Loans
Loan | Term | APR as low as |
|---|---|---|
Unsecured | 1-3 years | 8.99% |
Unsecured | 4-5 years | 10.99% |
Minimum loan amount of $500 per individual.
Maximum amount of $10,000 per individual, $15,000 with two signatures.
Pledged Share Loans
Loan | Term |
|---|---|
Pledged | 1-5 years |
APR* as low as 3% above collateral rate (the interest rate you are earning on the account or certificate you are pledging as collateral for the loan). Maximum amount: 90% of Share Balance.