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Loan Rates

Loan Rates Accurate as of February 1, 2024

Home Equity Line of Credit

Loan
Term
APR as low as
Home Equity Line of Credit
Revolving
Based on FICO Score

Home Equity Loan (Fixed Rate)

Loan
Term
APR as low as
Home Equity
1-5 years
5.74%
Home Equity
6-10 years
5.99%
Home Equity
11-15 years
6.24%
Home Equity
16-20 years
6.99%

Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 appraisal fee.

First Mortgage Loans

Loan
Term
APR as low as
5-Year Fixed Rate Balloon – 1 point
Up to 30 years
7.00%
5-Year Fixed Rate Balloon – NO points
Up to 30 years
7.25%

Actual rate may be higher, depending on your Credit Score. Maximum loan amount: 80% of Appraised Value. $350 application fee.

Vehicle Loans

Loan
Term
APR as low as
Used Vehicles (2017-2022)
7 Years
7.49%**
Used Vehicles (2017-2022)
6 Years
6.99%**
Used Vehicles (2017-2022)
5 Years
6.49%**
Used Vehicles (2017-2022)
1-4 Years
5.74%**
New Vehicle
7 Years
7.24%*
New Vehicle
6 Years
6.49%*
New Vehicle
5 Years
6.24%*
New Vehicle
4 Years
5.49%*
New Vehicle
1-3 Years
5.49%*

* Up to 100% (for those who qualify) of the sales price (INCLUDING tax, tags, etc.)

** For up to 100% (for those who qualify) of NADA retail vehicle value (INCLUDING tax, tags, etc.)

Technology Loans

Loan
Term
APR as low as
Loans for Computers, Smart Phones
Up to 2 Years
6.00%

Maximum loan: $2,000.00 Proof of purchase of computer, iPhone, software, etc., is required.

Personal Loans

Loan
Term
APR as low as
Unsecured
1-3 years
8.99%
Unsecured
4-5 years
10.99%

Minimum loan amount of $500 per individual.
Maximum amount of $10,000 per individual, $15,000 with two signatures.

Pledged Share Loans

Loan
Term
Pledged
1-5 years

APR* as low as 3% above collateral rate (the interest rate you are earning on the account or certificate you are pledging as collateral for the loan). Maximum amount: 90% of Share Balance.

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